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Making your home move stress free
Some people believe that moving is one of the most stressful experiences you will ever have.
We hope that contacting a mortgage broker in Cardiff and obtaining their advice, support, and assistance with your mortgage will make the process much easier and less stressful for you.
One of the main reasons why many home movers consider the process to be so stressful is that you will be looking for a buyer for your current home as well as a new place to buy for yourself.
A true lifeline for home movers, however, is that the paperwork and simultaneous completions will be handled by your conveyancing solicitors, saving you time and money.
You must still secure a property purchase as well as find a buyer for your property that you wish to sell.
Mortgage advice for home movers Cardiff
If you are considering moving home in Cardiff, our quick and friendly team of mortgage advisors in Cardiff will be there to ensure your mortgage process goes as smoothly as possible.
We work hard to help our customers throughout their mortgage journey, answering any mortgage questions they may have.
Our team can search through thousands of mortgage products to find the best mortgage deal for your unique personal and financial circumstances.
If you are considering relocating to Cardiff, please schedule a free mortgage consultation today. A trusted member of our Cardiff mortgage advice team will be on hand to assist you in any way they can.
We search 1000s of mortgages
Find out how much you could borrow
Mortgage Advice for first-time buyers
We believe it is beneficial for you to speak with a mortgage broker in Cardiff, whether you are looking to move from your current home into Cardiff or are a local resident already looking for a new nearby home. Our team has a solid reputation and a wealth of experience assisting customers with their mortgages when they relocate.
We've compiled a comprehensive guide to the various situations we've encountered with people moving home in Cardiff:
Are you curious about the costs and how much you can borrow?
We've found that most customers contact us early on in their mortgage journey because they want answers to a variety of questions before diving in head first. This can be accomplished by contacting us for expert mortgage advice in Cardiff.
When we speak with these customers, they frequently want to know how much they can borrow, what interest rates they can expect, and how much their monthly mortgage payments will be. To determine this, one of our trusted mortgage advisors in Cardiff will need to discuss your situation further, as these figures will vary depending on a variety of factors.
need a decision In principle?
Following your Free Mortgage Appointment with one of our dedicated mortgage advisors, they will search through 1000s of different mortgage deals to find you the best possible deal that is available to you and your personal & financial circumstances.
If you are satisfied with our mortgage recommendation, we can proceed to the next step in the mortgage process and try to obtain an agreement in principle for you. Having this AIP shows that the lender has agreed to lend you the required amount in principle. This, in turn, should work in your favour when making offers to buy a home.
You've had an offer on your new home accepted?
If your offer on a new home has been accepted, the next step is to get in touch with your dedicated and trusted mortgage advisor in Cardiff to get your entire mortgage application process back on track.
As a mortgage broker in Cardiff, we can also assist by recommending various types of property surveys as well as any reputable conveyancing solicitors.
Having Issues with Your Bank
There are numerous reasons why a bank or building society may choose to reject your mortgage application. This can range from failing to meet their stringent credit scoring criteria to simply being ineligible to borrow that amount.
Regardless of why you are declined, it is still worthwhile to contact a mortgage broker such as EMWales, as this will allow you to explore specialist mortgage lenders and their unique deals that you would not otherwise be able to get going direct, subject to meeting the criteria.
Schedule a Free Mortgage Consultation
If you want to reduce the stress of moving in Cardiff and benefit from expert mortgage advice, book your free mortgage appointment today by filling out our online booking form. You will have the opportunity to speak with a trusted mortgage advisor in Cardiff who will review your case and do everything possible to make the mortgage process easier for you.
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Our simple 4 step process
② Agreement in Principle - this document will act as proof of funds, allowing you to make an offer on a property.
① initial consultation - your chance to understand the process and ask any questions.
③ Offer Accepted - When a seller accepts your offer to purchase, we will begin submitting the full mortgage application.
④ Instruction - We will instruct the valuers, solicitors and liase with all parties to make the process as smooth as possible
